Strong Foundations for every home journey

Grounded Finance is proudly based in Lake Macquarie and happily services clients Australia-wide, bringing local know-how and national reach.

About us

At Grounded Finance, we believe the right home loan is more than finance — it’s a strong foundation for your next chapter.

Founded by Mel Wright, a born-and-bred Lake Macquarie local, Grounded Finance is built on genuine relationships, clear guidance and support that continues long after settlement. Based in Lake Macquarie, Mel helps clients across Newcastle, the Hunter Region and Australia-wide, supporting first home buyers, next home buyers, investors and self-employed borrowers with home loans and refinancing.

As a wife and mum of two, Mel understands that your home loan needs to fit your life, your family and your future plans. With around 20 years of experience in the finance industry, she takes the time to understand what matters to you, explain your options and help you move forward with confidence.

Outside of work, you’ll often find Mel enjoying a coffee or heading off on a caravan adventure with her family. It’s this appreciation for family, community and life’s simple pleasures that shapes her approach — friendly, practical and focused on building lasting relationships.

Ready to feel financially grounded?

Connect with Grounded Finance — your trusted mortgage broker in Lake Macquarie and Australia-wide — and take the first step towards the right home loan today.

Why Work with us?

Your Trusted Mortgage Broker in Lake Macquarie — Supporting Clients Australia-Wide

Home loans made simple with personalised guidance from Grounded Finance.
We help first home buyers, self-employed clients, growing families and property investors secure the right home loan, refinance or construction loan with confidence.

✅ Access to 40+ lenders
✅ Tailored lending strategies
✅ Stress-free, step-by-step support

Book your obligation free Finance Strategy call today.

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Finance Strategy Solutions for..

  • First Home Buyers

  • Self-Employed borrowers

  • PAYG Professionals

  • Growing Families - upgrading homes

  • Property Investors

  • Refinance Clients - Looking for a review of their existing Home Loans, to improve cash-flow or access equity within their existing Property

  • and more

While we mainly work with clients across Lake Macquarie, Newcastle, the Hunter Region, no matter where you are in Australia, we make the process simple and fully supported.

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Client Reviews